Theo Banks Money Enroll

Debt payoff coaching · Charlotte, North Carolina

Cross it off. Then cross off the next one.

Debt is boring. Getting rid of it doesn’t have to be.

Enroll in the course Get the newsletter

On the list

Four ways in

Everything on the sheet.

Four ways to work the same number down. Take them one at a time, or all four in order.

Side by side

Pick the column that fits.

Start anywhere. The course, the templates and the group all point at the same list, so nothing you buy gets wasted.

An open blank ruled notebook with a pen resting across the page on a pale desk
Sheet, mid-month

A

Debt payoff course

What it is
A course you work through in order, on your own time.
What you leave with
A payoff order you can follow, and the habit of chipping at it.
Best when
You want to start tonight, on your own.

B

Budget templates

What it is
Plain sheets you fill in each month and keep.
What you leave with
Numbers you can see at a glance, and a plan that survives a bad week.
Best when
You know roughly what you owe and want the shape of it.

C

Group coaching

What it is
A small group, meeting on a call, working the list together.
What you leave with
A next step decided out loud, every week.
Best when
You would rather not do it alone.

Employer workshops run separately — for teams, in Charlotte or online.

The week

Same three things, every week.

  1. 01

    Open the sheet

    You look at what is left, and where last month’s money actually went. No judging, just looking.

  2. 02

    Move one thing

    One payment, one transfer, one subscription stopped. Small counts, and small is what keeps going.

  3. 03

    Cross it off

    The line goes through it. You write the next date in the margin and close the notebook.

A woman at a kitchen table in early morning light with an open notebook and a mug of coffee, seen from behind
Before work, Charlotte

Enrollment

Start with one line.

Leave your email and the course starts there. The templates come with it, and the group is open when you want company doing it.

Course, templates and group coaching. Employer workshops run separately, in Charlotte or online.

Colleagues seated around a table in a bright office, notebooks open, one person talking
A workshop, mid-session

In the margin

The newsletter.

One short email a week: what came off the list, and one thing worth trying.

Only the newsletter. Unsubscribe at any time.

A closed notebook, a mug and a single lemon on a pale desk in morning light
Monday, on the desk