Colorado Springs · El Paso County

Colorado weather writes the claims. We write the coverage.

Hail, wind, ice and hard sun. Summit & Shield is a Colorado Springs agency for homeowners, auto, landlord, umbrella and term life coverage — we photograph what we see at the property, explain it in plain language, and put a real number in front of you before you decide anything.

Call or text (555) 014-2290

Colorado Springs · Manitou Springs · Fountain · Monument · El Paso County

A stone and timber home in Colorado Springs at golden hour with Pikes Peak behind it — Homeowners coverage **from $72/mo** Dwelling, contents, liability and loss of use — written for this side of the Front Range.

Field Notes

What we get called about.

Three situations fill our week in El Paso County. The photographs below show the kind of damage we are asked to look at — and the coverage that answers for it. They are examples, not anyone's private claim file.

The front porch of a brick bungalow in Manitou Springs on a clear autumn morning — Homeowners **The roof over your head** Shingles in Fountain and Monument take hail the way a windshield takes gravel. Dwelling coverage pays to replace them.

Close-up of hail dents on the hood of a car in a suburban driveway after a storm — Auto **Two cars in the driveway** Comprehensive is the part of an auto policy that pays for hail dents. Worth checking before June arrives.

A ladder against the eaves of a shingled roof with hail damage visible after a storm — The inspection **What we photograph** Bruised shingles, cracked tabs, soft spots. Documentation taken at the property supports a claim instead of arguing about one.

The Proof Room

Proof, photographed.

An agency is judged at the claim, not at the sale. We go to the property, photograph what is actually there, and put it in writing — so the conversation is about damage and coverage rather than about memory.

Photographs taken at the property, on the day.
Damage described in plain language, not claim codes.
One person to call from the first question to the settlement.
A renewal review before the price moves, not after.

A quiet insurance office desk with policy folders, a mug and a lamp in Colorado Springs — The desk · Colorado Springs

A person in a work jacket photographing hail damage on a roof with a phone — Field notes · El Paso County

Coverage

Five policies. One conversation.

Coverage is not sold by the piece, it is arranged. Most households start with one policy and add a second or a third when a car, a rental or a person needs protecting. Here is where the pricing starts.

Homeowners

Dwelling, contents, liability and loss of use, written around Colorado hail and wind exposure rather than a national average.

from $72/mo

Auto

Liability, collision and comprehensive — including the hail coverage that matters on this side of the Front Range.

from $55/mo

III

Landlord

The rental dwelling, lost rent and liability, for owners who do not live at the address they are protecting.

from $31/mo

Umbrella

An extra layer of liability that sits above your home and auto, for the claim that outgrows them both.

from $18/mo

Term Life

A fixed term and a fixed premium, with a benefit that goes to the people you name.

from $22/mo

Starting rates shown are samples. What you pay depends on your address, your roof, your vehicles and the coverage you choose. We will walk through the numbers with you before anything is written.

Or call (555) 014-2290 — you will get a person, not a queue.

Contact

Come in. Bring your questions.

Tell us what you are protecting and where it sits. We will tell you what it would take and what it would not. No scripts, no pressure, and nothing written until you have seen the number.

Call or text (555) 014-2290

Your address, and roughly how old the roof is.
The year, make and model of each vehicle.
Your current declarations page, if you have one.

Colorado Springs
Manitou Springs
Fountain
Monument
El Paso County

Request a conversation

Send a few details and we will come back to you with a time that works. Prefer to talk it through? Call (555) 014-2290.

Summit & Shield Insurance · Colorado Springs, CO · Serving El Paso County.