Rapid City · South Dakota

Open the door to your Black Hills home.

Same-day pre-approval, free. VA from 5.75% with $0 lender fee, plus FHA and USDA and construction-to-permanent — with a local loan officer on the other end of the line.

Pennington · Meade · Lawrence counties

Rapid City• Box Elder• Sturgis• Spearfish• Summerset• Hill City

Loan programs

Four doors. Open the one that fits.

Every program below comes with the same-day pre-approval, and it costs you nothing. Starting rates move with the market, so call for today's numbers on your address.

A front door standing open at dusk with warm light spilling across the porch
The first thing a home does is let you in.

Starting rates shown. Call or text (555) 014-2290 for today's numbers.

Same-day pre-approval

From first call to front door, in a day.

  1. 01

    Call or text

    Ring the number or send a text if that's easier. Tell us where in the Hills you're looking and when you want to move.

  2. 02

    Talk numbers

    Income, debts, down payment and the price range you have in mind. A short conversation covers all of it.

  3. 03

    Get pre-approved the same day

    Same-day pre-approval, and it costs you nothing. You'll know what you can borrow before you start shopping.

  4. 04

    Open the door

    Make an offer with a pre-approval in hand and a local loan officer behind it, all the way to closing.

Service area

Pennington, Meade and Lawrence counties.

Rapid City, Box Elder, Sturgis, Spearfish, Summerset and Hill City. If your address sits in the Hills, it sits in the service area.

  • PenningtonRapid City, Summerset, Hill City
  • MeadeSturgis, Box Elder
  • LawrenceSpearfish
LAWRENCE MEADE PENNINGTON SPEARFISH STURGIS BOX ELDER RAPID CITY HILL CITY SUMMERSET

Schematic service area — not to scale

Local

A local loan officer. One number, start to finish.

Summit Door Lending is a Rapid City mortgage loan officer practice working Pennington, Meade and Lawrence counties. VA, FHA, USDA and construction-to-permanent financing, handled from pre-approval through closing right here in the Hills.

  • Based in Rapid City, South Dakota — the same towns, the same roads, the same weather.
  • Same-day pre-approval, free — know your number before you shop.
  • One point of contact — call or text (555) 014-2290, start to finish.
A ranch home in the Black Hills foothills at blue hour with warm light in the windows
Hills housing stock, from ranch to new build.
Framing stage of a new home under construction with pines behind
Construction-to-permanent, one loan from dirt to door.

Call or text

Your key is one call away.

(555) 014-2290

Same-day pre-approval, free. Call or text and we'll open the door on your Black Hills home.