Summit Auto Financing Buy Here Pay Here · Boise, ID

Buy Here Pay Here · Ada County & the Treasure Valley

Your credit history does not lock the door.

Instant pre-approval, trade-in appraisal, financing from 4.9% APR and no credit check options — all from one short form. Tell us what you are after and we will come back with your number.

Financing from 4.9% APR for buyers who qualify
No credit check options available
Trade-in appraised at the lot

Rather talk it through?(555) 014-2290

Start your instant quote

Six quick fields. Tell us what you are driving now and what you want next.

Name

Phone

Vehicle you're after

Trade-in

Credit situation

Prefer the phone? Call (555) 014-2290. Serving Boise, Ada County and the Treasure Valley.

What we do

Everything it takes to get you into the next car.

Pre-approval, trade-in, financing and a straight answer on credit all happen under one roof in Boise. Start with whichever one is standing between you and a different vehicle.

Rows of clean used cars parked nose-out on a Boise lot in late afternoon light — On the lot — Boise, Idaho

Instant pre-approval

Send the short form and we come back to you with what you are pre-approved for, so you can walk the lot already knowing your number instead of guessing at it.

Start online

Trade-in appraisal

Bring your current vehicle and we will look at it as money toward the next one. High miles, older model, still owing on it — bring it in and we will talk it through.

Bring the keys

Low APR financing

Financing from 4.9% APR for buyers who qualify, with the terms walked through in plain language before anything gets signed.

From 4.9% APR

No credit check options

If you would rather not run a credit check, mark it on the form. We will go over that path with you and what it means for your payments.

No credit check

Vehicle finder

Nothing on the lot that fits? Tell us the body style, your budget and what you need it to do, and we will help you find it around the Treasure Valley.

Tell us what you need

Where we work

Ada County and the Treasure Valley.

Summit Auto Financing is a Boise buy-here-pay-here lot. Drivers come to us from across Ada County and the wider Treasure Valley, and the form is the same short one wherever you are starting from.

Get Instant Quote Call (555) 014-2290

How it works

From form to front seat.

01
Send the short form

Your name, how to reach you, the vehicle you are after, what you are driving now and how you want to handle credit. It takes a couple of minutes at the top of this page.
02
Talk it through

We go over pre-approval, what your trade-in is worth toward the next vehicle, and the financing paths that fit — including the no credit check options if you asked for them.
03
Pick your vehicle

Come see what is on the lot, or hand it to the vehicle finder and let us do the looking with you across the Treasure Valley.

Start my instant quote

A salesperson talking with a customer beside an open car door on the lot — Talking it through, in person

Hands with a clipboard checking over the hood of a used car during a trade-in appraisal — Trade-in, looked over properly

Ready when you are

Send the form. We will take it from there.

Pre-approval, trade-in appraisal, financing from 4.9% APR and no credit check options — all worked out from one short form, with a real person on the other end of the phone if you would rather talk.