Buy Here Pay Here · Pine Bluff, Arkansas

Buy here.
Pay here.
Drive it home.

In-house financing right on the lot. Down payments from $500, no credit check, and trade-ins welcome.

The Deal

Three ways off
the sidewalk.

Rusty's finances in-house, so the answer comes from this lot — not from a bank four states away. Bring your down payment, bring your trade, and let's talk straight.

Keys and paperwork being handed across a desk in a dimly lit dealership office 01

Buy Here Pay Here

You buy the car here and you pay here. The note stays on the lot, so there's nobody in the middle and nobody to wait on.

  • Financing arranged on the lot
  • Payments made at the lot
  • Straight talk about what you can drive home
Call About In-House Financing
Clean used sedan parked on a lot at night with light streaking across the hood 02
Down payments from $500

Down Payments From $500

Five hundred dollars is where the conversation starts. Tell us what you're working with and we'll work from there — no runaround, no maybe-later.

  • Your down payment shapes the car you drive off in
  • No credit check on top of it
  • Call ahead and we'll have the car ready
Call About a $500 Down
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Trade-Ins Welcome

Still driving something? Bring it in. Your trade goes toward the down payment and gets you closer to the keys.

  • Drive in and we'll look it over
  • Trade value applied to your down payment
  • Trade it and drive out in one stop
Call About Your Trade

No credit check

Your credit score doesn't get a vote here.

No credit check, no long application, no lecture. You tell us your down payment, we show you the cars that fit it. That's the whole process.

How it works

Three steps.
One phone call.

No credit check. No bank. No waiting around for an answer that never comes. Here's the short version of how it goes.

Call Now
  1. 01

    Call or text the lot

    Ring (555) 014-2290 or send a text. Tell us what you're driving now and what you're hoping to drive next.

  2. 02

    Talk down payment

    Down payments start at $500. Tell us where you stand and we'll talk through what that means for you — trade-in included.

  3. 03

    Come get the keys

    Financing is in-house, so there's no bank to wait on. Pull up to the lot and we'll take it from there.

Service area

Jefferson County, Grant County, and everywhere in between.

Rusty's Auto Credit is on a lot in Pine Bluff, Arkansas. Folks come to us from both counties and the towns around them — and we're glad to have them.

  • Jefferson County Pine Bluff and the communities around it
  • Grant County A short drive over to the lot
  • Surrounding areas Call or text and ask — if you can get here, we can talk

Call or text

One call and we'll talk cars, credit, and $500 down.

(555) 014-2290

Pine Bluff, AR · Jefferson County · Grant County · surrounding areas