Phoenix, Arizona · Homebuyer education & foreclosure counseling
You don't need the whole map yet. Just the next turn. Workshops, coaching and counseling are laid out the way this city is — one corner at a time, in the order that fits your situation.
Start anywhere. You can change direction at the next corner.
Six services, one route. Start with the one that matches today.
If a payment is late or a notice has arrived, everything else on this map can wait. Foreclosure prevention counseling is where we read the paperwork with you, look at the timeline and mark the exits.
Nothing here is a package you have to buy into. Walk the corners in whatever order fits, and skip the ones you've already handled. Each one tells you where to go if it isn't your situation.
The whole purchase in order — budget, credit, loan, offer, keys — in one sitting.
You're at the start and want the sequence before you talk to anyone.
You already know the sequence — skip to credit counseling, the next corner.
Your income, your outgoings and a target you can actually keep, on one page.
You want a monthly plan built around what you already earn.
The budget is fine and the score is the problem — take credit counseling.
What's on the report, why it's there, and what actually moves it.
A lender has already pulled your credit and the answer came back no, or not yet.
The report is in good shape — down payment guidance is one turn on.
The figure you need at the table, and where it can realistically come from.
You know roughly what you can afford but not how to reach the number in front of it.
You're ready to be handed to a person — lender referrals comes next.
Introductions to lenders who work with first-time buyers.
You want to be pre-approved and you'd rather talk to a person than fill in a form.
The numbers aren't down yet — back up one corner to financial coaching.
The corner that comes before the rest of the map, not after it.
A payment is late, a notice has arrived, or there's a date you're counting down to.
Nothing is behind and you're planning ahead — rejoin the route at financial coaching.
The corners aren't six separate errands. Most people walk them in this order, and skip whichever one they've already handled.
A workshop if you want the whole route explained at once, a one-to-one if you'd rather start with your own file on the table.
Financial coaching turns your income, outgoings and target into one page you can keep working from.
Credit counseling handles the report: what's on it, what's wrong on it, and what to do about it first.
Down payment guidance works out the figure you need and the places it can realistically come from.
Lender referrals hands you to people who work with first-time buyers, and you take it from there.
If you're behind on payments, the route changes. Take the foreclosure prevention corner first, then rejoin at step two.
Both start the same way: you pick a time, you show up, and someone works through it with you. Bring what you have — if something's missing, that's where we start.
Group setting. The whole route, in order, with time set aside for your questions.
Book a workshopYou and a counselor, your file in front of both of you. Slower, more specific, entirely about your situation.
Book a one-to-oneNot sure which turn to take? Start with a workshop. You can always switch at the next corner.
