Cornerstone Rate Shop Boise, Idaho
(555) 014-2290 Request a Date

Starting package pricing · Ada & Canyon counties

Real package pricing, posted side by side.

Five mortgage packages with their starting rates already in the open. Pick the one that fits your file, then request the date you want to lock.

Request a Date Call (555) 014-2290
Package board — starting rates Posted for Boise-area files
01

Pre-Approval Package

Cost $0 1 business day

Written pre-approval at no cost, returned in one business day.

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02

Standard Purchase

From 6.125% 6.55% APR

30-year fixed purchase package, priced for owner-occupied homes.

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03

Fast-Close Purchase

From 6.375% 14-day close guarantee

Purchase package with a 14-day close guarantee attached.

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04

Refinance Package

From 5.875% $0 lender fees

Refinance an existing home with no lender fees on the package.

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05

Investor & Rental

From 7.25% DSCR underwriting

Rental purchases underwritten on the property's income, not yours.

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Service area

Serving Ada, Canyon and Boise counties.

  • Boise
  • Meridian
  • Nampa
  • Caldwell
  • Eagle
  • Kuna

Buying, refinancing or adding a rental in the valley — the five packages on the board are priced for files in these towns. Same posted starting numbers in every one of them.

Ada County · Canyon County · Boise County

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Side by side

All five packages, one page, no fog.

Read across the row: starting rate, APR where the package quotes one, and what the package is built for. Then request the date you want to lock. Nothing here needs a phone call to understand.

Starting package pricing — Cornerstone Rate Shop, Boise
Package Starting rate APR What it's for Lock it
Pre-Approval $0 — Written pre-approval at no cost, turned around in 1 business day. Request a Date
Standard Purchase 6.125% 6.55% APR 30-year fixed purchase, priced for owner-occupied homes. Request a Date
Fast-Close Purchase 6.375% — Purchase package carrying a 14-day close guarantee. Request a Date
Refinance 5.875% — Refinance of an existing home with $0 lender fees. Request a Date
Investor & Rental (DSCR) 7.25% — Rental purchase underwritten on the property's income. Request a Date

Every figure above is a starting point for the package. APR is shown where the package quotes one; your final rate and APR come with your written package quote.

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A quiet desk with a calculator, a closed folder and a mug in morning light
Numbers first, on paper, before anything gets locked.

How it works

Three steps, one date.

  1. 01

    Read the board

    Five packages with their starting rates, posted in the open. Compare them on this page — no call needed to see the numbers.

  2. 02

    Request a date

    Send your name, your number, the package you want and the day you'd like to lock on. That is the whole ask.

  3. 03

    Lock on your date

    We go through the package details with you and lock on the date you picked — no phone tag, no vague rate talk.

On the ground

The valley is the service area.

Ada and Canyon counties, plus Boise County — Boise, Meridian, Nampa, Caldwell, Eagle and Kuna. Local purchases, local refinances, posted in plain figures.

A small brick office storefront on a tree-lined Boise street at golden hour
Ada County — where most of the paperwork happens.

Local files, local timelines

A 14-day close is a different job when the appraiser, the title company and the inspector are already in the valley. The five packages are written for Ada, Canyon and Boise county files — not a national average.

A mortgage broker at work at a desk, seen from behind and to the side
Working the file before the lock date.
Framed houses under construction in a new valley subdivision at dusk
New roofs going up, Meridian side of the valley.

Request a date

Pick your package. Pick your date.

Tell us the package you want and the day you want to lock. One reply, one date, and the package details in writing before anything moves.

(555) 014-2290
  • Boise, Meridian, Nampa, Caldwell, Eagle and Kuna
  • Ada County, Canyon County and Boise County
  • Pre-approval, purchase, fast-close, refinance and DSCR

Request a Date

Or call (555) 014-2290 — whichever is quicker for you.