A loan is arithmetic: principal against interest, year by year. We put the arithmetic in front of you — the rate, the term, the balance and the split — before you sign anything.
Reno, Nevada — the valley we lend in.
Every loan below is the same arithmetic in a different wrapper: a rate, a term, a balance, and a split that moves. We put the comparison in front of you before you choose.
Tell us the property and the program you are considering, and we will price the options that fit.
Compare my optionsIn year one, most of a payment is interest. By the last year, almost none of it is. Where the two cross depends on the rate, the term and the balance you choose — which is the whole reason we run the schedule before you commit.
Solid: balance owed. Dashed: equity held. Illustrative 30-year schedule.
We verify income, assets and the property target, then issue the letter you attach to an offer.
We price conventional, FHA, VA and jumbo against your numbers and show the split for each one.
Appraisal, title and underwriting move together, and the balance starts running down.
Give us the loan amount, the purpose and the program. We come back with a rate quote and the principal and interest split for your figures.
Bring your documents and we will run the term in front of you — the rate, the balance and the split for each program you qualify for.
