Family on the porch of their new home on closing day

Closing day · Mobile & Baldwin counties

A gallery of closed loans

Proof, not promises.

Real closings across Mobile & Baldwin counties — the porch, the boxes, the keys. Call or text and we’ll start yours.

The Gallery Wall

We don’t sell loans.
We close them.

Every frame on this wall is a household that closed — a first home in Daphne, a refinance in Mobile, a moving-day porch in Fairhope. No stock families, no drone footage. Just the work.

Couple carrying a box toward the open door of their new house
No. 01 Daphne · First home

From the file

I keep the photographs because the paperwork is boring and the porch is not.

Start your file
Moving-day porch with stacked boxes and two coffee cups on the rail
No. 02 Fairhope · Closing day
Closing-day documents and keys on a kitchen counter
No. 03 Mobile · Refinance

Filed under

  • Mobile
  • Daphne
  • Fairhope
  • Saraland
  • Foley
  • Gulf Shores

Programs & Rates

The numbers, up front.

Rates move and files differ, so here is where each program starts today. Ask me anything before you apply — pre-approval is free, and it tells you what you can actually afford before you fall for a porch.

Start with pre-approval
  1. 01

    Purchase pre-approval

    Find your range before you start looking. No cost, no obligation.

    Free
  2. 02

    FHA 30-year

    A low down payment, fixed for thirty years.

    from 6.125%
  3. 03

    VA

    For veterans, active-duty service members and surviving spouses.

    from 5.75%
  4. 04

    First-time buyer down-payment assistance

    Help toward the down payment, for buyers who have never owned.

    up to $10,000
  5. 05

    Refinance

    Already own? We look at what your payment could be.

    from 5.875%

Rates shown are starting points and change with the market. Your rate depends on your credit and down payment.

Service Area

Two counties, one coastline.

I write loans along the bay and down the beach — from Saraland to Gulf Shores. If your address sits in Mobile or Baldwin County, you’re in the service area.

  • Mobile
  • Daphne
  • Fairhope
  • Saraland
  • Foley
  • Gulf Shores
SARALAND MOBILE DAPHNE FAIRHOPE FOLEY GULF SHORES MOBILE BAY GULF OF MEXICO N
Mobile & Baldwin counties, Alabama

Start your file

Tell me about the house.

Where are you looking, and what are you hoping to do? I answer with numbers, not a sales pitch — and the first conversation costs nothing. Pre-approval is free.

Messages come straight to me. I reply within one business day.