The Gallery Wall
Every frame on this wall is a household that closed — a first home in Daphne, a refinance in Mobile, a moving-day porch in Fairhope. No stock families, no drone footage. Just the work.
From the file
I keep the photographs because the paperwork is boring and the porch is not.
Start your file
Filed under
Programs & Rates
Rates move and files differ, so here is where each program starts today. Ask me anything before you apply — pre-approval is free, and it tells you what you can actually afford before you fall for a porch.
Start with pre-approvalFind your range before you start looking. No cost, no obligation.
A low down payment, fixed for thirty years.
For veterans, active-duty service members and surviving spouses.
Help toward the down payment, for buyers who have never owned.
Already own? We look at what your payment could be.
Rates shown are starting points and change with the market. Your rate depends on your credit and down payment.
Service Area
I write loans along the bay and down the beach — from Saraland to Gulf Shores. If your address sits in Mobile or Baldwin County, you’re in the service area.
Start your file
Where are you looking, and what are you hoping to do? I answer with numbers, not a sales pitch — and the first conversation costs nothing. Pre-approval is free.